If you have just passed your driving test, then the thought of getting your own car is very exciting. Soon you will be the king of the road, and be able to experience all of the freedom that comes from having your own set of wheels.
There is only one problem with being a new driver…car insurance!
Car insurance for new drivers is often very pricey, as the insurance companies see you as a greater risk because of your inexperience.
Luckily, there are certain steps you can take to bring the price down, which means you could soon be enjoying cheaper car insurance than you ever imagined possible.
Advanced driving course
In order to show the car insurance companies that you pose less of a risk on the road, you should consider taking an advanced driving course to improve your skills.
Sure, taking more lessons and tests might not be at the top of your list right now, but if you can get started as soon as possible then you can make significant savings on your car insurance.
At the very least, your car should be alarmed to deter thieves. Also, it’s a good idea to keep your car parked off the street at night, as this reduces the risk of theft and vandalism.
You will be asked safety related questions on your car insurance application, and your answers determine how much you will have to pay each month.
If you wake up tomorrow to find a brand new sports car on the drive, then you might not want to start jumping for joy.
You see, car insurance companies are extremely cautious of inexperienced drivers with powerful cars, which ultimately means you will end up paying for it with very expensive car insurance.
Drivers who have recently passed their test are better advised to buy something less powerful. Not only will it be easier to drive and control, but you also get the added benefit of cheaper car insurance.
The biggest mistake you can make is to choose the first car insurance company that you find. Instead, go online and visit one of the many comparison websites to find yourself a great deal.
Not only are these comparison websites easy to use, but they are also a massive time saver, as you only need to enter your details once to get multiple quotes.
Ron O’Sullivan writes on many different subjects, including regular posts for the financial website www.whiteloans.co.uk