If you’re thinking about going for long trips with your campervan, you can definitely do so. However, you must make sure that you have the right cover. Accidents on the road happen, and being underinsured is actually one of the top problems that UK motorists of all stripes deal with. There has to be a better balance between a policy that’s cheap but ineffective and a policy that’s effective but not cheap…right? Thankfully, this is definitely the case. The rise of the Internet has made it a lot easier for UK consumers to look up insurance quotes, which means that insurers have lost their “homefield advantage”. They must trust that people will turn to them because they’re the right solution. They have to get more competitive with their insurance rates.
If you’re going to look up campervan cover, the little details matter. Getting the model and make of your vehicle is important, as well as the mileage. If you plan to go on a lot of trips, you may have to disclose that. Mileage restrictions aren’t as common as they used to be, but they can still occur.
You also want to make absolutely sure that you’re looking into multiple quotes. You might feel a little bit of loyalty to your current provider, but that doesn’t mean that you should stop the idea of saving money whenever possible.
You need to think about what’s going to actually be in your best interest. Taking out a policy that has a slightly higher level of coverage than the minimum is a good thing. If you can’t do that, then you’re going to have problems later down the line. That’s just not what you want at all, is it? You have to think about things from your own perspective and then go from there — that’s really all you can do.
If you have a chance to look it up, you want to make sure that you’re going to also get roadside assistance with your policy. If it’s not an add on, then you need to take out a separate policy. Breaking down on the side of the road would be a disaster — especially if you have a campervan full of your most used items. That would be touch. You need to be aware of the situation and just plan accordingly before you head out on your next trip. Most of the time if you buy a policy online, it will be made active for you on the same day. This means that you have the right coverage from the beginning. Good luck!