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Car insurance for everyone seems to be rising at the moment. With fuel going up as well it is making driving even more expensive. This means that many people are avoiding driving and finding more efficient ways to drive. It is a good idea to try to save money but you do need to be very careful when it comes to insurance.

There are some ways that you can save money on car insurance though. Make sure that you do a price comparison and check that you are not paying a lot more than you could with other companies, it can be well worthwhile switching and it is not that difficult to do. Make sure that you are paying by the best method – it could be cheaper to pay a yearly lump sum than by direct debit or vice versa, check the price of both options. Make sure that you have a high excess to save money and that you do not make small claims which will put up your premium. Drive safely and then you will be less likely to have an accident and need to make a claim. It may work out cheaper to have your spouse on your policy or to have individual ones. This can make quite a bit of difference so get quotes for both.

Insurance is something which should not be taken lightly. It can be tempting to go with a cheap company or use cheap cover that does not give you a lot of money back if you have an accident. Do not put yourself in this position. Make sure that you are covered for everything you need to be but do your best to get the cheapest cover that you can. It is possible to get a good balance and save some money.